Business partners reviewing a contract, Truck Finance

Finance Options

Who better to finance your vehicle than the people who built it.

Whether you own one commercial vehicle or a fleet, having the right financial partner by your side is critical. That’s why Daimler Truck Financial Services is dedicated to providing flexible terms and financing options that are every bit as attractive as your Mercedes-Benz or FUSO. Powerup your finance solutions with Daimler Truck Financial Services, working in harmony to convoy you to financial success.

A team discussing financing plans

Contract Purchase

With a reduced monthly repayment, Contract Purchase is an innovative finance plan that makes you the kingpin. Bringing improved cashflow and vehicle replacement cycles together through the luxury of choice. With this unique finance plan, you get to choose an option that suits you best at the end of the agreement period.

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Benefits

On balance sheet finance; Finance charges and depreciation are deductable from income tax.

Lower repayments, improved cashflow with regular replacement cycles

Reduced monthly repayments with options when it comes to the Guaranteed Future Value at end of contract: Refinance GFV, Settle GFV or replace your vehicle.

Business woman shaking hands on an agreement

Operating Lease

This rental package is specially designed for the customer who would like to pay for the use of a vehicle, rather than ownership. Legal ownership of the vehicle resides with Mercedes-Benz Financial Services. Off balance sheet finance - (confirm with your auditor); VAT claimable and payable monthly (not capitalised up front) and Rental fully tax deductable as operating expenses.

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Benefits

Capital expense eliminated and improved cash flow

No vehicle disposal risk with the option to drive a new vehicle more often

Reduced monthly payment.

Contract documents on a desk

Instalment Agreement

The Instalment Agreement is the traditional way of financing your vehicle of choice. There are no surprises, only predictable and regular monthly instalments. What you get out of the deal is a finance package where repayments are payable in regular monthly instalments over an agreed period. We can offer you a Balloon Payment which is payable at the end of the agreement, or you can refinance the balloon.

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Benefits

Ownership (final payment), no end-of-agreement surprises

On balance sheet finance creating equity in assets

Finance charges and depreciation are deductible from income tax (subject to customer profile)